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Private medical cover in the UK. - Ed's journal
sobrique
sobrique
Private medical cover in the UK.
A new job brings with it a new benefits package. This one has a flexible benefits scheme, and amongst other things, that means private medical insurance.
Does anyone have any experience with such things - Bupa coverage? I've ... had it in the past, but haven't ever used it, not do I know ... well, how it actually works. I mean, I'm used to the NHS being quite good - go to GP, get treated.

How are things different if you have PMI?

(One of the other elective benefits is up to 40 days annual leave, which is yummy. Maybe not this year, but still...)
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Comments
(Deleted comment)
purp1e_magic From: purp1e_magic Date: January 12th, 2011 11:12 pm (UTC) (Link)
I'm covered (still) under my Mum's Benenden Society cover, which is very good, and I've used a couple of times. It's not your standard PMI. If you are put on an NHS waiting list and the list means you won't be seen for 6 weeks or more then they pay for you to see the same consultant privately, which can dramatically reduce the wait, depending on how much private work that consultant does, or failing that, to see a different consultant in the same field.
mister_jack From: mister_jack Date: January 12th, 2011 11:46 pm (UTC) (Link)
I would NEVER choose private over the NHS again. The NHS is just plain better. Private means pretty nurses, nice waiting rooms and rapid service, the NHS means much better actual treatment.
jorune From: jorune Date: January 13th, 2011 07:49 am (UTC) (Link)
It is often the same people who work in both. Where Private tends to win out over the NHS are the easily treatable, high degree of success treatments where a person either does not wish to wait or wants it happen according to their timetable.
mister_jack From: mister_jack Date: January 13th, 2011 10:01 am (UTC) (Link)
The major difference being that consultants on the NHS don't receive financial incentives for sending you off for surgery you don't need and aren't really suitable for anyway.
fishrgreat From: fishrgreat Date: January 13th, 2011 08:55 am (UTC) (Link)
My Grandmother going private meant getting an appointment, diagnosis and treatment several months than would have been available via the NHS.
When she slipped a disc in her back she went to a BUPA hospital where her back specialist also worked, and got the same treatment as on the NHS, but faster and in a private room that looked and felt rather more like a hotel...

Paul has BUPA, and I'll most likely go on it as well. I think it's worth it if something does happen.
queex From: queex Date: January 13th, 2011 09:22 am (UTC) (Link)
Don't feed the machine of Evil!
elrohana From: elrohana Date: January 13th, 2011 09:53 am (UTC) (Link)
Had it in several previous jobs, never used it.
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